Our Process
1
Introductory phone call
A complimentary chat to discuss your needs and our services.
We will book in an initial meeting during this phone call if appropriate, and share our pricing and fee structure before you attend the meeting.
2
Initial meeting
The initial meeting is an opportunity for us to meet each other and determine if we should work together. We both need to consider if our process and services are right for your needs.
Our standard initial meeting agenda is as follows:
- Introduction – who we are
- Discussion on why you are seeking advice
- Discussion on who you are and what’s important to you
- High level overview of your situation
- Discussion on our services and if they meet your needs
- Overview of the process in providing advice
- Organisation of next steps
The cost for the initial meeting is $440. If we proceed to providing you with personal advice, then this fee is waived. However, if we choose not to work together, then this covers the time and information provided.
3
Advice development
If at the end of our meeting we both choose to work together, we will begin the process of developing personal advice to meet your needs and objectives.
The next step in the process will be to gather detailed financial and personal information from you. This will allow us to begin to analyse your current situation and assess the various options and strategies that might be available to assist you in achieving your goals.
We may need to hold another meeting where we will gather this information and discuss specifics on what you want to achieve. We will also set you up with a secure online portal in order to share any additional information and statements.
Once the initial analysis is complete, we will then discuss any research or strategy questions that need to be clarified before finalising our advice. It is important that we get our advice right.
4
Advice delivery
Our finalised advice will be documented and presented to you in a Statement of Advice. This document will outline all of our recommendations, as well as details of all products, fees, calculations, comparisons and alternatives that were considered.
We also work with you to implement the recommendations we have made. This will include assisting with and preparing paperwork where we can.
5
Ongoing advice and support
For most clients, financial planning is an ongoing process. As life changes it is important to ensure your plan remains relevant and adjustments and changes are made. Reviewing your financial plan includes updating modelling and adjusting strategies as required based on changing circumstances, market conditions, and legislation.
We recommend our ongoing review service, which includes a minimum of two meetings each year, for most new clients, at least for the first 12 months. We then also have the option of an ad-hoc review service, where your plan is reviewed and recommendations made on an as needed basis. Even on this service, we would recommend reviewing most clients’ plans annually.
Take control of your future today.
Book an introductory call to discuss how we can help you put a plan in place to reach your goals.
